MS & AD Global Speak Up


Message from MS & AD

MS & AD Global Speak Up is an independent whistleblowing service managed by Deloitte that gives you the opportunity to report any fraud or wrongdoings anonymously.

MS & AD Global Speak Up is an additional whistleblowing channel for you to report any concerns, especially in the following situations:

  1. Serious or urgent matters, especially those involving management;
  2. No action has been taken for previously reported matters; or
  3. Matters that you believe should be handled by MS & AD head office.

The existing whistleblowing channels within your entities are still available.

MS & AD’s commitment to ethics and integrity in our business is embodied in our Code of Conduct that lays down the high standard of ethics and integrity we expect from our staff, respect for the law and the need to report wrongdoing.

We are very pleased to announce to you our launch of MS & AD Global Speak Up that will take effect from 31 October 2019.

We hope that our staff will now have greater confidence in reporting wrongdoings such as bribery, conflict of interest, corruption, discrimination, fraud, harassment, Human Resources related matters, theft, violation of law and regulation, workplace grievance, and negligence of reports reported via the internal whistleblowing system misconduct found within MS & AD.

If you have knowledge of such wrongdoings happening in MS & AD - do not turn a blind eye, do not keep silent. I encourage you to report it via MS & AD Global Speak Up to help make MS & AD a fair, safe and honest place to work.

MS & AD Insurance Group


MS & AD Global Speak Up is an independent whistleblowing service managed by Deloitte, on behalf of MS & AD Insurance Group.

  1. This MS & AD Global Speak Up website ( is only applicable for reporting incidents / suspicions in the following countries:
  • Belgium
  • France
  • Germany
  • Ireland
  • Italy
  • Kazakhstan
  • Luxembourg
  • Netherland
  • Slovakia
  • Spain
  • Switzerland
  • United Kingdom

If the incidents / suspicions do not relate to MS & AD entities in the countries above, please visit:

  1. China, Hong Kong, and Macau (
  2. Argentina, Australia, Bermuda, Brazil, Canada, Colombia, India, Indonesia, Korea, Lao, Malaysia, Mexico, Myanmar, New Zealand, Panama, Peru, Philippines, Singapore, South Africa, Taiwan, Thailand, United Arab Emirates, United States of America, and Vietnam (


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